/* ExpatMoneyEU — shared styles
   Deep navy + gold professional finance identity. No frameworks. */
:root{
  --navy:#0f2a4a; --navy-deep:#0a1e36; --navy-soft:#16345c;
  --gold:#c9a227; --gold-light:#e8c964; --gold-dark:#9a7c1c;
  --bg:#ffffff; --panel:#f5f7fb; --line:#dfe5ee;
  --text:#1d2b3f; --muted:#5b6d84; --ok:#1e7e46;
  --radius:12px; --shadow:0 6px 24px rgba(15,42,74,.10);
  --maxw:1080px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.65;font-size:16.5px;-webkit-text-size-adjust:100%}
img{max-width:100%;height:auto}
a{color:var(--navy-soft);text-decoration:underline;text-underline-offset:2px}
a:hover{color:var(--gold-dark)}
.container{max-width:var(--maxw);margin:0 auto;padding:0 18px}

/* Header */
.site-header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(0,0,0,.25)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 18px;max-width:var(--maxw);margin:0 auto}
.logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:800;font-size:1.25rem;letter-spacing:.2px}
.logo:hover{color:var(--gold-light)}
.logo-mark{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:10px;background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy-deep);font-weight:900;font-size:1.1rem}
.main-nav{display:flex;gap:4px;flex-wrap:wrap}
.main-nav a{color:#dbe5f2;text-decoration:none;font-weight:600;font-size:.95rem;padding:9px 13px;border-radius:8px;white-space:nowrap}
.main-nav a:hover{background:rgba(255,255,255,.10);color:#fff}
.main-nav a.active{background:var(--gold);color:var(--navy-deep)}
.nav-toggle{display:none;background:none;border:2px solid var(--gold);color:#fff;border-radius:8px;padding:6px 12px;font-size:1.1rem;cursor:pointer}

/* Hero */
.hero{background:linear-gradient(160deg,var(--navy-deep) 0%,var(--navy) 60%,var(--navy-soft) 100%);color:#fff;padding:56px 0 48px;text-align:center}
.hero .kicker{display:inline-block;color:var(--gold-light);font-weight:700;letter-spacing:2.5px;text-transform:uppercase;font-size:.8rem;margin-bottom:14px;border:1px solid rgba(201,162,39,.5);padding:6px 16px;border-radius:999px}
.hero h1{font-size:clamp(1.8rem,4.5vw,2.9rem);margin:.2em auto .4em;max-width:22em;line-height:1.2}
.hero .lead{max-width:38em;margin:0 auto 26px;color:#d3deee;font-size:1.08rem}
.hero-cta{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.btn{display:inline-block;padding:13px 28px;border-radius:10px;font-weight:700;text-decoration:none;font-size:1rem;cursor:pointer;border:2px solid transparent}
.btn-gold{background:var(--gold);color:var(--navy-deep)}
.btn-gold:hover{background:var(--gold-light);color:var(--navy-deep)}
.btn-outline{border-color:var(--gold);color:var(--gold-light)}
.btn-outline:hover{background:var(--gold);color:var(--navy-deep)}

/* Page hero (interior) */
.page-hero{background:linear-gradient(160deg,var(--navy-deep),var(--navy-soft));color:#fff;padding:44px 0;text-align:center}
.page-hero h1{font-size:clamp(1.6rem,4vw,2.4rem);margin:.2em auto .35em;max-width:24em;line-height:1.25}
.page-hero .lead{color:#d3deee;max-width:40em;margin:0 auto}

/* Sections & cards */
.section{padding:44px 0}
.section-title{font-size:1.7rem;color:var(--navy);margin:0 0 8px;text-align:center}
.section-sub{text-align:center;color:var(--muted);max-width:44em;margin:0 auto 30px}
.card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:10px;transition:transform .15s ease}
.card:hover{transform:translateY(-3px)}
.card-icon{font-size:2rem;line-height:1}
.card h3{margin:0;color:var(--navy);font-size:1.2rem}
.card p{margin:0;color:var(--muted);flex:1}
.card-link{font-weight:700;color:var(--gold-dark);text-decoration:none}
.card-link:hover{color:var(--navy)}
.card .tag{display:inline-block;align-self:flex-start;background:var(--panel);border:1px solid var(--line);color:var(--muted);font-size:.78rem;font-weight:700;padding:3px 10px;border-radius:999px}

/* Article */
.article{max-width:820px;margin:0 auto;padding:36px 18px}
.article h2{color:var(--navy);font-size:1.55rem;margin:1.8em 0 .5em;padding-top:.4em;border-top:1px solid var(--line)}
.article h2:first-of-type{border-top:none;padding-top:0}
.article h3{color:var(--navy-soft);font-size:1.2rem;margin:1.4em 0 .4em}
.article p{margin:.8em 0}
.article ul,.article ol{margin:.8em 0;padding-left:1.4em}
.article li{margin:.4em 0}
.provider-card{background:var(--panel);border:1px solid var(--line);border-left:5px solid var(--gold);border-radius:var(--radius);padding:22px;margin:1.6em 0}
.provider-card h3{margin:0 0 .4em;color:var(--navy);font-size:1.3rem}
.provider-card .verdict{background:#fff;border:1px dashed var(--gold-dark);border-radius:8px;padding:12px 14px;margin-top:12px;font-size:.95rem}
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:10px;margin:14px 0}
.facts div{background:#fff;border:1px solid var(--line);border-radius:8px;padding:10px 12px;font-size:.9rem}
.facts strong{display:block;color:var(--navy);font-size:.78rem;text-transform:uppercase;letter-spacing:.5px}
.table-wrap{overflow-x:auto;margin:1.4em 0;border:1px solid var(--line);border-radius:var(--radius)}
table{border-collapse:collapse;width:100%;min-width:560px;font-size:.95rem;background:#fff}
th{background:var(--navy);color:#fff;text-align:left;padding:12px 14px}
td{padding:11px 14px;border-top:1px solid var(--line);vertical-align:top}
tr:nth-child(even) td{background:#fafbfe}
.disclaimer{background:#fff8e6;border:1px solid #ecd27a;border-radius:var(--radius);padding:16px 18px;margin:1.8em 0;font-size:.95rem}
.disclaimer strong{color:#7a5f14}
.affiliate-note{background:#f0f5ff;border:1px solid #bcd0ee;border-radius:var(--radius);padding:14px 18px;margin:1.6em 0;font-size:.93rem}
.aff-link{background:var(--gold);color:var(--navy-deep);font-weight:800;text-decoration:none;padding:9px 20px;border-radius:8px;display:inline-block;margin:6px 8px 6px 0}
.aff-link:hover{background:var(--gold-light);color:var(--navy-deep)}

/* Ad slot placeholders (clean, no ad code) */
.ad-slot{background:#f3f4f6;border:1px dashed #b9c2d0;color:#9aa5b5;font-size:.8rem;text-transform:uppercase;letter-spacing:1.5px;text-align:center;padding:20px 10px;margin:30px auto;max-width:728px;border-radius:8px}
/* <!-- AD-SLOT --> placeholders live inside these divs */

/* FAQ */
.faq{max-width:820px;margin:0 auto;padding:10px 18px 44px}
.faq-item{border:1px solid var(--line);border-radius:10px;margin:10px 0;background:#fff}
.faq-q{width:100%;text-align:left;background:none;border:none;padding:16px 18px;font-size:1.02rem;font-weight:700;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:10px}
.faq-q::after{content:"+";color:var(--gold-dark);font-size:1.4rem;font-weight:400}
.faq-item.open .faq-q::after{content:"–"}
.faq-a{padding:0 18px;max-height:0;overflow:hidden;transition:max-height .25s ease;color:var(--muted)}
.faq-a p{margin:0 0 16px}

/* Trust / why us */
.trust{background:var(--panel);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px;margin-top:24px}
.trust-item{background:#fff;border-radius:var(--radius);padding:22px;border:1px solid var(--line);box-shadow:var(--shadow)}
.trust-item h3{color:var(--navy);margin:.4em 0;font-size:1.08rem}
.trust-item p{margin:0;color:var(--muted);font-size:.95rem}
.trust-item .ic{font-size:1.6rem}

/* Related links */
.related{background:var(--navy);color:#fff;border-radius:var(--radius);padding:26px;margin:2.5em 0}
.related h2{color:var(--gold-light);font-size:1.25rem;margin:0 0 10px;border:none;padding:0}
.related ul{margin:0;padding-left:1.2em}
.related a{color:#fff}
.related a:hover{color:var(--gold-light)}
.article .related h2{border:none}

/* Contact form */
.contact-form{max-width:620px;margin:24px auto;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.contact-form label{display:block;font-weight:700;color:var(--navy);margin:14px 0 6px}
.contact-form input,.contact-form textarea,.contact-form select{width:100%;padding:12px;border:1.5px solid var(--line);border-radius:8px;font-size:1rem;font-family:inherit}
.contact-form input:focus,.contact-form textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.contact-form button{margin-top:18px}

/* Footer */
.site-footer{background:var(--navy-deep);color:#c8d5e8;margin-top:40px}
.footer-inner{max-width:var(--maxw);margin:0 auto;padding:36px 18px 24px;display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:28px}
.site-footer h3{color:var(--gold-light);font-size:1rem;margin:0 0 12px;text-transform:uppercase;letter-spacing:1px}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin:8px 0}
.site-footer a{color:#c8d5e8;text-decoration:none}
.site-footer a:hover{color:var(--gold-light);text-decoration:underline}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:18px;text-align:center;font-size:.88rem;color:#93a5c0;max-width:var(--maxw);margin:0 auto}

/* Breadcrumbs */
.crumbs{font-size:.85rem;color:var(--muted);margin:14px 0}
.crumbs a{color:var(--navy-soft)}

/* Responsive */
@media (max-width:760px){
  body{font-size:16px}
  .nav-toggle{display:block}
  .main-nav{display:none;width:100%;flex-direction:column;background:var(--navy-deep);position:absolute;top:100%;left:0;right:0;padding:10px 14px 16px}
  .main-nav.show{display:flex}
  .main-nav a{padding:12px 10px;font-size:1rem}
  .header-inner{position:relative;flex-wrap:wrap}
  .btn{width:100%;text-align:center;padding:14px}
  .hero-cta{flex-direction:column;align-items:stretch}
  .hero-cta .btn{width:100%}
  .section{padding:32px 0}
  .contact-form{padding:20px}
}

/* ---------- Share row ---------- */
.share-row{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin:28px 0;padding:16px 18px;background:var(--surface,#f8f6f0);border:1px solid var(--border,#e5ddc9);border-radius:14px}
.share-row .lbl{font-weight:700}
.share-btn{display:inline-block;padding:9px 18px;border-radius:999px;font-weight:700;font-size:.88rem;color:#fff;border:none;cursor:pointer;text-decoration:none;font-family:inherit}
.share-btn:hover{opacity:.9;color:#fff;text-decoration:none}
.share-btn.wa{background:#25d366}.share-btn.tg{background:#229ed9}.share-btn.fb{background:#1877f2}.share-btn.x{background:#111}.share-btn.copy{background:#c9a227;color:#1a1206}
@media(max-width:640px){.share-row{justify-content:center}}