The quick answer
The quick answer
A services micro-entrepreneur turning over €3,000 a month in France pays an estimated €633 a month in social charges (21.1%) and, under versement libératoire, €51 in income tax (1.7%) — keeping an estimated €2,316 a month, about €27,792 a year. Change the numbers above and the calculator re-computes instantly. This is an estimate only — not tax advice — built on URSSAF 2026 rates, simplified as explained below.
Trust block: Researched by ExpatMoneyEU Research Team · Last updated 4 November 2026 · Data: URSSAF micro-entrepreneur rates 2026 (social charges, abattements, versement libératoire — simplified estimate, verify with URSSAF before filing).
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Use the calculator
France Micro-Entrepreneur Net Income Calculator — November 2026 (estimate)
Enter your monthly turnover. The calculator applies the 2026 URSSAF social-charge rate for your activity, shows the income-tax abattement for your activity, and estimates your net under the versement libératoire option or the standard annual regime. Estimate only — not tax or financial advice.
Monthly social charges: €633 | Monthly income tax (libératoire): €51 | Estimated net per month: €2,316
Taxable income after abattement (monthly equivalent): €1,500 | Estimated net per year: €27,792
Rates are the 2026 URSSAF micro-entrepreneur rates, simplified: vente 12.3% social with a 71% abattement and 1% libératoire; services (BIC) 21.1% with a 50% abattement and 1.7% libératoire; liberal professions (BNC) 21.1% with a 34% abattement and 2.2% libératoire. Under the standard regime the calculator shows net after social charges only — income tax is then calculated annually on the abattement income at your household rate. Turnover ceilings and CFP/CFE charges are excluded; check URSSAF for the current ceilings.
Worked example (static, so search engines see real numbers): €3,000 a month turnover as a services micro-entrepreneur (BIC): social charges 21.1% = €633; abattement 50% → taxable income €1,500 a month equivalent; versement libératoire 1.7% of turnover = €51; estimated net €2,316 a month, €27,792 a year. As a seller of goods on the same turnover: social 12.3% = €369, libératoire 1% = €30, net €2,601 a month. These are illustrative figures from the calculator's simplified method, not a tax filing.
→ Spain autónomo net income calculator — the Spanish freelance equivalent
What this calculator does
This calculator answers one question for anyone freelancing in France as a micro-entrepreneur: after URSSAF social charges and income tax, what do you actually keep from each month's turnover? The micro-entrepreneur regime is deliberately simple: social charges are a flat percentage of turnover (no expense deductions), income tax is calculated on turnover minus a fixed abattement (71% for sales, 50% for services, 34% for liberal professions), and the optional versement libératoire lets you pay income tax monthly as a small percentage of turnover instead of annually. The calculator combines those rules so a freelancer can price a day rate from the net backwards, not the gross forwards.
→ France net salary calculator — the employee equivalent of this tool
How to use it (4 steps)
- Enter your average monthly turnover (what clients actually pay you, before any charges).
- Choose your activity: sale of goods, services, or liberal profession — the rates differ sharply, so choose honestly.
- Choose your income-tax option: versement libératoire (tax paid monthly) or the standard annual regime (tax calculated later on abattement income).
- Read your estimated social charges, tax and net — then use Copy link to this result to save or share the exact inputs.
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The formula, with every variable explained
Social charges = Turnover × Activity rate (12.3% vente, 21.1% services, 21.1% liberal). Taxable income = Turnover × (1 − Abattement) (71% vente, 50% services, 34% liberal). Versement libératoire tax = Turnover × Libératoire rate (1% vente, 1.7% services, 2.2% liberal). Net = Turnover − Social charges − Libératoire tax (or, under the standard regime, Turnover − Social charges, with income tax still to come annually on the abattement income). Example: €3,000 services turnover → social €633, taxable €1,500, libératoire €51, net €2,316 a month. The formula deliberately excludes the CFP training contribution, CFE business tax, and turnover ceilings — all three can move your real bill, which is why the result is an estimate, not a filing figure.
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Rate tables used by the calculator
| Activity | Social charges 2026 (URSSAF) | Income-tax abattement | Versement libératoire |
|---|---|---|---|
| Sale of goods (vente, BIC) | 12.3% | 71% | 1% |
| Services (BIC) | 21.1% | 50% | 1.7% |
| Liberal professions (BNC) | 21.1% | 34% | 2.2% |
Simplified from the URSSAF micro-entrepreneur tables 2026. The official tables carry additional contributions (notably the CFP training contribution) and annual turnover ceilings per activity; this calculator excludes those and the result is an estimate. Versement libératoire is available only below a household income threshold — check eligibility with URSSAF before choosing it.
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How we built it: methodology
How we compared and calculated
Official sources: URSSAF micro-entrepreneur rates 2026 (social charges, abattements, versement libératoire) and the micro-entrepreneur turnover ceilings. Method: the calculator applies the activity rate to turnover for social charges, the abattement to turnover for taxable income, and the libératoire rate to turnover for monthly tax where chosen. What is simplified: the CFP training contribution, CFE business tax and turnover ceilings are excluded, and standard-regime income tax is shown as a future annual liability rather than computed at a household rate. Figures are illustrative estimates — verify with URSSAF, or an expert-comptable, before filing. This page is educational and not tax or financial advice.
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Practical tips before you set your rate
- Price for the net, not the gross: a €3,000 invoice is not €3,000 of income — social charges and tax come first, and this calculator shows the gap plainly.
- Keep a buffer: freelancers should hold back a percentage of every invoice for quarterly tax payments, so a big bill never arrives as a surprise.
- Re-run it quarterly: income changes move you between brackets, so re-run the calculator whenever a big contract starts or ends.
- Verify with the official body: rates and brackets change annually — check the official source named below before filing anything.
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What to watch in 2027
Rates, brackets and thresholds are revised annually — re-check the official tables each January before relying on last year's figures. New freelancer and micro-entrepreneur reforms are regularly announced in autumn budgets, so a calculator built on 2026 tables must be re-run, not trusted blindly, in 2027.
→ Spain autónomo net income calculator — compare the Spanish regime
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Open accounts for your freelance money
Open Wise Account → Open N26 Account → Open Revolut Account →
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France micro-entrepreneur calculator FAQ
As a services micro-entrepreneur: about €2,316 a month after 21.1% social charges (€633) and 1.7% versement libératoire (€51) — roughly €27,792 a year. As a seller of goods on the same turnover: about €2,601 a month. Run your exact figure in the calculator above; this is an estimate, not tax advice.
URSSAF rates used here: 12.3% for sale of goods, 21.1% for services (BIC) and 21.1% for liberal professions (BNC). Charges are calculated on turnover with no expense deductions — that simplicity is the regime's main advantage and its main cost for high-expense businesses.
A fixed deduction from turnover before income tax: 71% for sales, 50% for services, 34% for liberal professions. You are taxed on the remainder, not on full turnover — so a services freelancer turning over €3,000 a month is taxed as if earning €1,500. Actual expenses are not deducted on top of the abattement.
An option to pay income tax monthly as a small percentage of turnover (1% sales, 1.7% services, 2.2% liberal) instead of annually. It suits freelancers who want predictable monthly tax and whose household income is below the eligibility threshold. If your household income is high, the standard annual regime may cost less — compare both with an accountant.
Yes — annual ceilings per activity, revised regularly (about €188,700 for sales and €77,700 for services in recent years; check the current URSSAF ceilings before relying on them). Exceeding the ceiling for two consecutive years moves you out of the regime, so high-growth freelancers should plan the exit in advance.
Micro-entrepreneurs are generally exempt from charging TVA below the franchise thresholds, which simplifies invoicing but means you cannot recover TVA on your own purchases. Crossing the TVA threshold brings TVA obligations — check the current thresholds with URSSAF or an accountant.
Micro-entrepreneur suits steady freelance income with low expenses and gives full control at low admin cost. Portage salarial suits irregular gigs or readers who want employee-style social protection, at a higher fee. Compare the net here against a portage quote on the same gross — for high-expense work, the no-expense-deduction rule can make micro-entrepreneur status expensive.
Monthly or quarterly, at your choice: declare turnover to URSSAF and pay social charges on it, plus the versement libératoire if chosen. The annual income-tax return still lists your micro-entrepreneur income (with the abattement applied under the standard regime). Missing a declaration still triggers a charge — declare even in zero-turnover months.