Researched by ExpatMoneyEU Research Team · Last updated 8 November 2026 · Data: Romanian Fiscal Code (Law 227/2015) and Government Decision 146/2026. Estimate only — not tax or financial advice. Deposits in Romania are protected up to €100,000 per depositor per bank under the EU Deposit Guarantee Schemes Directive (European Commission).
ExpatMoneyEU verdict: On a 7,000 RON gross salary this model estimates about 4,095 RON a month take-home (roughly €811) — use it to sanity-check a Romanian job offer before you sign, then verify with your payslip.
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What this calculator does
This calculator converts a gross monthly salary in Romanian lei (RON) into an estimated net (take-home) monthly and annual pay for employees. It first deducts the 25% employee pension contribution (CAS) and the 10% employee health contribution (CASS), then subtracts any personal deduction you enter, and finally applies Romania’s flat 10% income tax to what remains. Your employer also pays a 2.25% work insurance contribution (CAM) on top of your gross salary — that is the employer’s cost, not deducted from your pay. The euro figure uses an illustrative rate of 5.05 RON per euro (November 2026) and moves with the market; the RON figure is the one your payslip will show.
The Romanian context in one number: the employee’s total deductions are 35% of gross (25% pension + 10% health) before the flat 10% tax, so take-home pay is roughly 58.5% of gross when no personal deduction applies — one of the simplest tax systems in the EU, and one of the most surprising first payslips for newcomers from Western Europe.
→ Best Bank Accounts in Romania for Expats — November 2026 Guide
How to use it (4 steps)
- Enter your gross monthly salary in RON — the figure on your Romanian job offer, before any deductions.
- Enter your monthly personal deduction in RON if one applies to you (0 if you are unsure — the result then shows the no-deduction estimate).
- Set how many salaries a year you receive — 12, or 13 if your employer pays a Christmas bonus.
- Read your estimated monthly and annual take-home pay instantly — no sign-up, no upload — and use “Copy link to this result” to save or share it.
→ Free Romania Expat Budget Calculator — plan what that net salary actually covers
The formula, with every variable explained
Net = Gross − CAS − CASS − income tax. CAS is the employee pension contribution at 25% of gross salary. CASS is the employee health contribution at 10% of gross salary. The personal deduction (deducerea personală) reduces the taxable base and depends on your income level and dependants — for minimum-wage earners an untaxed amount of RON 300 a month applied from January to June 2026 and RON 200 a month from July to December 2026 (OUG 156/2024, extended by OUG 89/2025). Income tax is a flat 10% of the taxable base (gross minus CAS, CASS and the deduction). The employer’s 2.25% work insurance contribution (CAM) sits on top of gross and never comes out of your pay.
→ Open a Bank Account in Romania as an Expat — where your salary actually lands
Worked example with real numbers
Example: 7,000 RON gross a month in Romania, no personal deduction, 12 salaries a year. Pension contribution CAS is 25% of 7,000 = 1,750 RON. Health contribution CASS is 10% of 7,000 = 700 RON. The taxable base is 7,000 − 1,750 − 700 = 4,550 RON. Income tax is 10% of 4,550 = 455 RON. Net pay is 7,000 − 1,750 − 700 − 455 = 4,095 RON a month, or 49,140 RON a year — roughly €811 a month at the illustrative 5.05 RON per euro rate. At the 2026 minimum wage of 4,325 RON gross (from 1 July 2026), the same maths gives 4,325 − 1,081.25 − 432.50 − 281.13 = 2,530 RON net a month (illustrative figures — verify with your employer).
Rate table used by this calculator (2026)
| Component | Rate / amount | Notes |
|---|---|---|
| Pension contribution CAS (employee) | 25% of gross | Withheld by the employer |
| Health contribution CASS (employee) | 10% of gross | Withheld by the employer |
| Income tax | Flat 10% | On gross minus CAS, CASS and deduction |
| Work insurance CAM (employer) | 2.25% of gross | Employer’s cost, not deducted from pay |
| Minimum gross wage, Jan–Jun 2026 | 4,050 RON / month | Government Decision 1506/2024 |
| Minimum gross wage, from 1 Jul 2026 | 4,325 RON / month | Government Decision 146/2026 |
| Untaxed minimum-wage amount 2026 | RON 300 (Jan–Jun) / RON 200 (Jul–Dec) | Minimum-wage earners only |
| Construction minimum wage 2026 | 4,582 RON / month | Sector floor, from 1 July 2026 |
Simplified model for estimation: employee on a standard contract, no dependant allowances beyond the deduction you enter. Your payslip applies monthly withholding — see the disclaimer below.
→ Cost of Living in Europe for Expats — November 2026 Guide
Sources and disclaimer
Rates are modelled from the Romanian Fiscal Code (Law 227/2015): the flat 10% income tax, the 25% employee pension contribution (CAS) and the 10% employee health contribution (CASS), plus the employer’s 2.25% work insurance contribution (CAM); the 2026 minimum wage of RON 4,050 (January–June) and RON 4,325 (from 1 July) under Government Decisions 1506/2024 and 146/2026; and the untaxed minimum-wage amounts under OUG 156/2024 as extended by OUG 89/2025. The euro conversion uses an illustrative rate of 5.05 RON per euro (November 2026) — the leu floats, so check the live rate on payday. Estimate only — not tax or financial advice. Figures are illustrative; verify your exact liability with ANAF (the Romanian tax authority) or a qualified adviser, and check your payslip against this estimate. Tax rules change — Romanian rates for 2027 should be re-checked each January.
New in Romania? Open a Romanian account to get paid:
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